Please read these disclosures and terms of use in their entirety. By reading my personal blog, Thoughts.Money (and other online content), you are agreeing to the following conditions.

Thoughts.Money is owned and operated by Pavlos Antoniou, a personal investor making casual observations for the purpose of discussion and analysis of companies and stocks.

Any information or analysis in this blog is not an offer to sell or buy any securities. Nothing in it is intended to be investment advice, and it should not be relied upon to make investment decisions. It represents the author’s own opinions, and the author has no business relationship with the companies mentioned.

Pavlos Antoniou and any related persons may have a position in any investments mentioned in this blog. Any opinions or recommendations expressed in this blog are those of the author as of the article’s date of publication and are subject to change without notice. The author may utilize trading strategies that are consistent or inconsistent with the provided recommendations.

There is a very high degree of risk involved in stock investing. Past results are not indicative of future returns. Pavlos Antoniou and all individuals affiliated with this site assume no responsibility for your trading and investment results.

The indicators, reported data, columns, articles, and all other features are for educational purposes only and should not be construed as investment advice. Information for any trading observations is obtained from sources believed to be reliable, but we do not warrant its completeness or accuracy, or warrant any results from the use of the information.

Your use of the trading information is entirely at your own risk, and it is your sole responsibility to evaluate the accuracy, completeness, and usefulness of the information. You must assess the risk of any trade with your broker and make your own independent decisions regarding any securities mentioned herein.

Thoughts.Money articles, tweets, or any other form of information provided in person or online are all the sole product of the author’s personal and individual opinions. Pavlos Antoniou and its affiliates are not registered investment advisers and do not hold any licenses. Information shared herein represents the personal thoughts and opinions about finance and/or investments of the author.

Nothing on this site or posted elsewhere online (including social sites like Twitter, Facebook, LinkedIn, Instagram, Quora, Reddit) is to be considered investment advice or a recommendation to do anything involving your personal finances. You should consult with your investment advisor or financial planner before acting on any information provided.

You agree that by reading Thoughts.Money’s articles and online content, you are acting at your own risk. In no event should the author be liable for any direct or indirect trading losses caused by any information contained in Thoughts.Money’s articles or other internet-based dissemination methods.

Information in Thoughts.Money’s articles is not an offer to sell or a solicitation of an offer to buy any security, nor shall any security be offered or sold to any person, in any jurisdiction in which such offer would be unlawful under the securities laws of such jurisdiction. The author is not suggesting the transacting of any financial instruments, and the reader should consult their personal financial adviser with regards to any such transactions.

Pavlos Antoniou is not registered as an investment advisor under the Securities Act or under any state laws. None of the author’s trading or investing information, including the content of this site, emails or any internet-based communication provides individualized trading or investment advice and should not be construed as such. The content published does not reflect the views or opinions of any other publication or newsletter.

I publish information regarding certain stocks, options, futures, bonds, derivatives, commodities, currencies, and/or other securities (collectively, “Securities”) that I believe may interest my readers. This information is provided for informational purposes only, and the author is not engaged in rendering investment advice or providing investment-related recommendations, nor does the author solicit the purchase of or sale of, or offer any, securities featured by and/or through this site or other communications.

Nothing the author does and no element of the content should be construed as such. Without limiting the foregoing, the content herein is not intended to be construed as a recommendation to buy, hold or sell any specific securities, or otherwise invest in any specific securities. Trading in securities involves risk and volatility. Past results are not necessarily indicative of future performance.

The author makes no representations, and specifically disclaims all warranties, express, implied, or statutory, regarding the accuracy, timeliness, or completeness of any material contained in this site. You should seek the advice of your personal financial adviser or a security professional regarding your stock transactions.

The author does not, in any way, guarantee that they are providing all of the information that may be available on any topic written. Thoughts.Money recommends, again, that you do your own due diligence and consult a registered financial adviser before buying or selling any security.

The information and opinions contained on this site are based on publicly available information about companies and persons. The author recognizes that there may be non-public information in the possession of companies or other people that could lead others to disagree with the author’s analyses and conclusions. Any statements, estimates, projections, and opinions may prove to be substantially inaccurate and are inherently subject to significant risks and uncertainties beyond the author’s control.

The author makes no representation or warranty, express or implied, as to the accuracy or completeness of the statements made on this site or any other written or oral communication the author makes with respect to any company or persons mentioned, and the author expressly disclaims any liability relating to those statements or communications (or any inaccuracies or omissions therein).

Thus, readers and others should conduct their own independent investigation and analysis of those statements and communications of companies or persons to which those statements or communications may be relevant.

The author is not a stockbroker or financial adviser. The author holds no licenses and is not registered with FINRA or any other financial body. The author has been wrong in the past and will be wrong in the future.

All articles are the author’s opinion only and are not suggestions to buy or sell any equity, bond, option, or other financial instrument. Thoughts.Money may have long or short positions in any stocks mentioned at any time and reserves the right to open, close, or modify positions at all times without notice.